I spoke to the arrears manager at work. He told me that 'collections' could simply mean that the arrears team are handling the affair. Unless they inform you they're selling your account to a debt collection company, you're not in any fear of suffer…
I've never heard of a policy where if you set up a payment plan with an arrears officer internally, they put you through to collections anyway. It actually behooves the company to deal internally before selling it to a collections agency (they make …
Hnng A Machine For Pigs won't work. It's all right though, I hear it's just Dear Esther with lame-ass pig monsters anyway. Not in a rush to play a bad "game".